:root {
  --ink: #18202a;
  --muted: #5b6675;
  --line: #d9dee7;
  --soft: #f4f6f9;
  --soft-red: #fff1f1;
  --surface: #ffffff;
  --red: #e95754;
  --red-dark: #b93432;
  --brand-blue: #15367f;
  --brand-blue-dark: #102a62;
  --brand-navy: #0b1f49;
  --brand-sky: #eef4fb;
  --green: #087f5b;
  --max: 1160px;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  color: var(--ink);
  font-family: Arial, Helvetica, sans-serif;
  line-height: 1.55;
  background: var(--surface);
}

a {
  color: var(--red-dark);
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

.site-header {
  border-bottom: 1px solid var(--brand-blue-dark);
  background: var(--brand-blue);
  box-shadow: 0 1px 0 rgba(11, 31, 73, .12);
}

.nav {
  max-width: var(--max);
  margin: 0 auto;
  padding: 18px 24px;
  display: flex;
  justify-content: space-between;
  gap: 24px;
  align-items: center;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
}

.brand img {
  display: block;
  width: 148px;
  height: auto;
}

.brand span {
  color: #fff;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: .01em;
}

.nav-links {
  display: flex;
  gap: 22px;
  flex-wrap: wrap;
  font-size: 15px;
  font-weight: 700;
}

.nav-links a {
  color: #fff;
}

.hero {
  background: linear-gradient(90deg, var(--brand-navy) 0%, var(--brand-blue) 72%, #1f4b9a 100%);
  border-bottom: 1px solid var(--line);
  color: #fff;
}

.hero-inner,
.section-inner,
.footer-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 46px 24px;
}

.eyebrow {
  color: var(--red);
  font-weight: 700;
  text-transform: uppercase;
  font-size: 12px;
  letter-spacing: .1em;
}

h1,
h2,
h3 {
  line-height: 1.18;
  letter-spacing: 0;
}

h1 {
  max-width: 920px;
  font-size: 44px;
  margin: 10px 0 18px;
}

h2 {
  font-size: 28px;
  margin: 0 0 18px;
}

h3 {
  font-size: 19px;
  margin: 0 0 8px;
}

.lead {
  max-width: 850px;
  color: var(--muted);
  font-size: 19px;
  margin: 0 0 24px;
}

.hero .lead {
  color: #e7edf7;
}

.hero .eyebrow {
  color: #ffb5b3;
}

.hero-note {
  color: #cbd8ec;
  font-size: 13px;
  margin: 16px 0 0;
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 24px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 10px 16px;
  border-radius: 6px;
  border: 1px solid var(--red);
  background: var(--red);
  color: #fff;
  font-weight: 700;
}

.button.secondary {
  background: var(--surface);
  color: var(--brand-blue);
  border-color: var(--surface);
}

.grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.grid.two {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.card {
  border: 1px solid var(--line);
  border-radius: 4px;
  padding: 20px;
  background: var(--surface);
  box-shadow: 0 1px 0 rgba(11, 31, 73, .03);
}

.card p,
.answer p,
.faq p {
  margin: 0;
  color: var(--muted);
}

.band {
  background: var(--brand-sky);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.answer {
  border-left: 5px solid var(--red);
  background: #fff7f7;
  padding: 18px 20px;
  margin: 24px 0;
}

.brand-panel {
  background: var(--surface);
  border-top: 4px solid var(--brand-blue);
}

.resource-lite {
  background: var(--surface);
}

.resource-lite .hero {
  background: var(--brand-blue);
}

.resource-lite .hero-inner {
  padding-top: 34px;
  padding-bottom: 34px;
}

.resource-lite .answer {
  background: var(--brand-sky);
  border-left-color: var(--brand-blue);
}

.table-wrap {
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: 4px;
  background: var(--surface);
}

table {
  width: 100%;
  border-collapse: collapse;
  min-width: 720px;
}

th,
td {
  padding: 13px 14px;
  border-bottom: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}

th {
  background: var(--brand-blue);
  color: #fff;
  font-size: 13px;
}

tr:last-child td {
  border-bottom: 0;
}

.tag {
  display: inline-block;
  padding: 3px 8px;
  border-radius: 2px;
  background: #eef4fb;
  color: var(--brand-blue);
  font-size: 12px;
  font-weight: 700;
}

.note {
  color: var(--muted);
  font-size: 14px;
}

.faq {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.site-footer {
  border-top: 1px solid var(--line);
  background: var(--brand-blue);
  color: #fff;
}

.site-footer a,
.site-footer .note {
  color: #dce7f4;
}

@media (max-width: 640px) {
  .nav {
    align-items: flex-start;
    flex-direction: column;
  }

  .brand {
    align-items: flex-start;
    flex-direction: column;
    gap: 6px;
  }

  h1 {
    font-size: 32px;
  }

  .lead {
    font-size: 17px;
  }

  .grid,
  .grid.two,
  .faq {
    grid-template-columns: 1fr;
  }
}